
STANDARD OPTION | DE-LUXE OPTION
This Option offers a comprehensive cover of P 800 000 in benefits per family per financial year.
The cover is split into two: P 300 000 Annual Basic Limit & P 500 000 Dread Disease Cover
The Dread Disease benefit covers hospitalization and maintenance treatment. Diseases covered include the following; cancer,
heart attack, coronary heart disease, kidney failure, organ transplant, paraplegia (loss of use of the lower limbs), blindness,
multiple sclerosis (disease of the central nervous system), stroke and road traffic accidents. The following are the contributions
for the De-Luxe Option;

Current Deluxe Option Contribution Tables (Effective 01 July 2007)
Stratum 1: (applicable to companies with 1 - 10 members)
| Basic Pay |
Income
Category |
Class Beneficiaries |
|
|
00 |
01 |
02 |
03 |
04 |
P |
|
P |
P |
P |
P |
P |
0 < 1000 |
100 |
325 |
489 |
574 |
653 |
736 |
1001 < 2000 |
200 |
408 |
653 |
779 |
904 |
1025 |
2001 < 3000 |
300 |
489 |
819 |
986 |
1149 |
1275 |
3001 < xxxx |
999 |
576 |
986 |
1191 |
1393 |
1521 |
Key: 00 = single member, 01 = Member plus 1 dependant, 02 = Member plus 2 dependants and so on
Stratum 2: (applicable to companies with 11 - 39 members)
| Basic Pay |
Income
Category |
Class Beneficiaries |
|
|
00 |
01 |
02 |
03 |
04 |
P |
|
P |
P |
P |
P |
P |
0 < 1000 |
100 |
270 |
406 |
475 |
540 |
609 |
1001 < 2000 |
200 |
338 |
540 |
645 |
747 |
848 |
2001 < 3000 |
300 |
406 |
678 |
816 |
950 |
1055 |
3001 < xxxx |
999 |
476 |
816 |
985 |
1153 |
1258 |
Key: 00 = single member, 01 = Member plus 1 dependant, 02 = Member plus 2 dependants and so on
Stratum 3: (applicable to companies with 40 - 74 members)
| Basic Pay |
Income
Category |
Class Beneficiaries |
|
|
00 |
01 |
02 |
03 |
04 |
P |
|
P |
P |
P |
P |
P |
0 < 1000 |
100 |
258 |
389 |
455 |
517 |
584 |
1001 < 2000 |
200 |
324 |
517 |
617 |
717 |
813 |
2001 < 3000 |
300 |
388 |
648 |
783 |
912 |
1010 |
3001 < xxxx |
999 |
456 |
783 |
944 |
1105 |
1206 |
Key: 00 = single member, 01 = Member plus 1 dependant, 02 = Member plus 2 dependants and so on
Stratum 4: (applicable to companies with 75 - 99 members)
| Basic Pay |
Income
Category |
Class Beneficiaries |
|
|
00 |
01 |
02 |
03 |
04 |
P |
|
P |
P |
P |
P |
P |
0 < 1000 |
100 |
245 |
369 |
434 |
493 |
555 |
1001 < 2000 |
200 |
308 |
493 |
587 |
681 |
772 |
2001 < 3000 |
300 |
369 |
617 |
743 |
866 |
960 |
3001 < xxxx |
999 |
435 |
743 |
897 |
1050 |
1145 |
Key: 00 = single member, 01 = Member plus 1 dependant, 02 = Member plus 2 dependants and so on
Stratum 5: (applicable to companies with 100 or more members)
| Basic Pay |
Income
Category |
Class Beneficiaries |
|
|
00 |
01 |
02 |
03 |
04 |
P |
|
P |
P |
P |
P |
P |
0 < 1000 |
100 |
190 |
286 |
336 |
355 |
430 |
1001 < 2000 |
200 |
239 |
382 |
455 |
527 |
598 |
2001 < 3000 |
300 |
286 |
477 |
576 |
672 |
744 |
3001 < xxxx |
999 |
336 |
576 |
695 |
814 |
888 |
Key: 00 = single member, 01 = Member plus 1 dependant, 02 = Member plus 2 dependants and so on
Funeral Benefits
Members and their dependants are entitled to the Fund’s agreed funeral benefits which are payable to a member, a surviving spouse or some other
nominees as certified by Tribal Authority, District Commissioner or a similar authority. Members are required to submit notice of death within six months
of the occurrence of death. Any of the following documents is required to facilitate processing of the claim; a) Death certificate or b) Death notification
from a registered medical practitioner or any such authorised person c) Letter from Tribal Authority or District Commissioner or a certified copy thereof
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